8. Declined Cards

During a transaction, a Cardholder’s P-Card could be declined due to Merchant Commodity Codes (MCCs), single transaction, or monthly spending limits, etc.  If this should occur, call JPMorgan Chase at 1-800-270-7760 before calling the Office of Financial Affairs.

For every transaction or purchase, the MCC of the vendor is compared to the list of authorized MCCs for the P-Card being used.  If a vendor has a MCC that is not included as an authorized code, the transaction will be refused.  MCCs and card limits provide the University and the Cardholder additional security that the P-Card will not be misused.

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