Satisfactory Academic Progress
Refund / Repayment Policy
Deadlines and policies are available in the Office of Financial Aid, Office of Student
Financial Aid and on the financial aid web site. The university provides an established
financial assistance program designed to best meet the needs of Chicago State University
students. Assistance is available to eligible students in the form of scholarships,
grants, assistantships, student employment and loans. All students wishing to be
considered for financial assistance must complete the FAFSA (Free Application for
Federal Student Aid).
To be eligible for Financial Assistance Grants
Students must be enrolled in a program leading to a degree/certificate to
be eligible for Federal Pell Grants, Federal College Work-Study, Federal
Stafford Loans and Federal Perkins Loans.
Special students (at-large, conditionally admitted graduate students, or
students enrolled in contract courses) are not eligible for state or federal
financial assistance. Generally, students must be enrolled for at least halftime
to be eligible for assistance from these programs.
Undergraduate students must be enrolled for at least nine hours to be
considered three-quarter time, and twelve or more hours in order to be
considered full time. Nine hours is considered full time for master’s and
doctoral candidates; five hours half-time. A change in enrollment status
(hours enrolled and/or grade level) that occurs after a financial aid recipient’s
original registration must be reported immediately, in writing, to the Office
of Student Financial Aid. Failure to report changes in enrollment status
may result in overpayment, cancellation of benefits, and jeopardize future
eligibility for student financial assistance.
Students selected for verification by the U.S. Department of Education
the University will be required to provide requested documentation before
their financial aid awards can be processed.
Review your financial aid status anytime
Students may review their financial aid status at any time on the CSU
X-Press website. This website provides students with information relating to
the amount of their financial aid awards, if any, as well as, any requirements
that they might need to fulfill, such as, but not limited to, submitting
verification documents, tax forms, SAP (Satisfactory Academic Progress)
petitions, etc., before their financial aid package may be finalized.
The Office of Student Financial Aid no longer mails document tracking
and award letters to continuing students. Instead, students are notified via
e-mail that there is “activity” on their financial aid accounts and that they
should go to the CSU X-Press website to review their status. All continuing
CSU students have been assigned an e-mail account. It is every student’s
responsibility to access his/her e-mail periodically and to review any
communication from the Office of Student Financial Aid.
Student Financial Aid Satisfactory Academic Progress
Policy and procedures
Federal and state regulations require Chicago State University to establish
and implement a “Satisfactory Academic Progress (SAP) Policy” for
undergraduate/graduate/professional students. Chicago State University’s SAP Policy
measures whether students are progressing at a reasonable
rate toward the completion of their educational objectives. Students
must comply with the applicable SAP policy to maintain their continued
financial aid (including loans) eligibility. A copy of the current SAP
policy is available for students in the Office of Student Financial Aid.
It is also available for review in both the undergraduate and graduate
catalogs, as well as on the Chicago State University website.
NOTE: The Satisfactory Academic Progress Policy is subject to change without notice. The
Office of Student Financial Aid will make every attempt to provide students with
timely notice regarding their satisfactory academic progress status. However, it
is every student’s responsibility to read the policy and monitor
his/her own progress.
The Federal Stafford Loan program limits, if combined, cannot exceed the established
limits and cost of attendance. A student may be eligible to borrow a Federal Stafford
Loan based on the following limits:
Annual Limits for Subsidized / Unsubsidized Loans
|Dependent Undergraduate (excluding dependent students whose parents
can't get PLUS)
||Total (Subsidized & Unsubsidized)
|Third Year & Beyond
|Independent Undergraduate & Dependent Students whose parents can't
||Total (Subsidized & Unsubsidized)
|Third Year & Beyond
|Graduate & Professional Students (All Years)
||$0 (As of 07/01/12)
Note: All undergraduate annual loan amounts are subject to proration.
You will only be eligible to borrow one loan for one academic year. For example,
if you borrow $3,500 through a subsidized Stafford Loan as a freshman, you will not
be allowed a subsequent loan until you advance to the sophomore level. To obtain
a loan, a student must complete a CSU Federal Stafford Loan request
form. This form may be downloaded from the financial aid website. Go to www.csu.edu,
click 'Financial Aid' and then click 'Apply for Loans.' Downloaded forms must be completed
and submitted to the Office of Student Financial Aid.
February 28, 2013 is the deadline to accept "Offered Loans" or submit requests for
loan revisions to the Office of Student Financial Aid. Procedures for obtaining a
loan for the Spring 2013 semester are published
on the Office of Student Financial Aid website at www.csu.edu/financialaid/.
Financial Aid Refund / Repayment Policy
If a student who receives any federal and/or state student financial
assistance completely withdraws prior to the end of an academic term in
which s/he receives federal/state aid, federal regulations require CSU to
prorate or reduce the award(s) received, according to the actual number
of calendar days in which the student was enrolled. Funds to which
the student was not entitled, due to the proration calculation, must be
returned to the federal/state award program(s). If a student's charges
exceed the prorated awards remaining on her/his account, a balance will
be owed to the university. If a student receives a disbursement check prior
to obtaining a complete withdrawal or uses some of the awarded funds for
a book voucher-based upon the proration, s/he will be required to repay a
portion or all of such funds to the University and/or the award program(s).
Before initiating a complete withdrawal, contact the Office of Student
Financial Aid at 773-995-2304 for a complete explanation.
Timeline dates will be posted in the Office of Student Financial Aid for
recipients of the basic state and federal financial aid programs. Timeline
dates do not apply to recipients of other aid that may be based on academic performance,
pursuit of a specific program/degree, etc., or aid from private sources.
Students who receive loans are required to complete Entrance Counseling
prior to receiving a disbursement and Exit Counseling when they graduate,
drop to less than half-time enrollment, or completely withdraw from the
University. Online Entrance Counseling and Exit Counseling may be
accessed through StudentLoans.gov web site.
Federal Work-Study (FWS)/Student State Aid
A limited number of positions are available throughout the university
through the federal work-study and state aid funded student employment
programs. Students with exceptional need are awarded FWS/SA
eligibility and given the opportunity to be employed. Students wishing
consideration for student employment should indicate their interest on
the FAFSA. Rates of pay vary, depending upon the type of work and the
level of responsibility. A student must be paid at least the minimum wage.
Students are responsible for monitoring the time/hours they work so that
they will not exceed their award balance.
Veterans Affairs Office
Students receiving veterans benefits are required to adhere to the
University’s academic standing policies as outlined in the University’s
catalog. A change in enrollment status that occurs after the veteran’s
status has been certified must be immediately reported to the Veterans
Affairs Office which is located in the Office of Student Financial Aid,
ADM 207. Failure to report changes in enrollment status may result in
overpayments. An unapproved change of program may cause termination
of future benefits.
Financial Aid Website, Email and CSU X-Press
All information provided in this student financial aid section is subject
to change. Any such changes and/or modifications will be reflected on
the Office of Student Financial Aid website. It is the responsibility of all
students to stay informed about issues that may affect their financial aid
eligibility by regularly monitoring email correspondence from the Office
of Student Financial Aid and accessing the Office of Student Financial
Aid website and CSU X-Press.
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