Summer 2010 Student Financial Aid

ADM 207 • 773-995-2304

Refund/Repayment Policy

Satisfactory Academic Progress (SAP)

Student Loans

Summer Enrollment Equivalents

Veterans Affairs

Deadlines and policies are available in the Office of Student Financial Aid and on the financial aid website. The University provides an established financial assistance program designed to best meet the needs of Chicago State University students. Assistance is available to eligible students in the form of scholarships, grants, assistantships, student employment and loans. All students wishing to be considered for financial assistance must complete the FAFSA (Free Application for Federal Student Aid).

To be eligible for Federal Grants

Students must be enrolled in a program leading to a degree/certificate, to be eligible for Federal Pell Grants, Federal Supplemental Educational Grants, Federal College Work-Study, Federal Stafford Loans, and the Federal Perkins Loan.


Special students (at-large, conditionally admitted graduate students, or students enrolled in contract courses) are not eligible for state or federal financial assistance. Generally, students must be enrolled for at least half-time, to be eligible for assistance from these programs.

Undergraduate students must be enrolled for at least seven hours, to be considered three-quarter time, and nine or more hours in order to be considered full time. Six hours is considered full time for master’s and doctoral candidates; three hours part-time. A change in enrollment status (hours enrolled and/or grade level) that occurs after a financial aid recipient’s original registration must be reported immediately, in writing, to the Office of Student Financial Aid. Failure to report changes in enrollment status may result in overpayment, cancellation of benefits, and jeopardize future eligibility for student financial assistance.

Summer Enrollment Equivalents

Undergraduate / Second Bachelor / Teacher Certification

Graduate (master's/professional)

9 credit hours = full time

5 credit hours = full time

7 credit hours = 3/4 time

3 credit hours = 1/2 time

5 credit hours = 1/2 time



Students selected for verification by the U.S. Department of Education or the University will be required to provide requested documentation before their financial aid awards can be processed.

Review your financial aid status anytime

Students may review their financial aid status at any time on the CSU X-press website. This website provides students with information relating to the amount of their financial aid awards, if any, as well as, any requirements that they might need to fulfill, such as, but not limited to, submitting verification documents, tax forms, SAP (Satisfactory Academic Progress) petitions, etc., before their financial aid package may be finalized.

The Office of Student Financial Aid no longer mails document tracking and award letters to continuing students. Instead, students are notified via e-mail that there is “activity” on their financial aid accounts and that they should go to the CSU X-press website to review their status. All continuing CSU students have been assigned an e-mail account. It is every student’s responsibility to access his/her e-mail periodically and to review any communication from the Office of Student Financial Aid.

Financial Aid Waivers: A limited number of “temporary financial aid waivers” may be issued to students who have submitted all accurate financial aid documentation: an accurate and signed Student Aid Report, income documentation, and additional documentation requested by the Office of Student Financial Aid prior to the academic term. Waivers are issued through the Office of Student Financial Aid and are contingent upon pending financial aid, enrollment status, and academic progress standards. Students are responsible for payment if funds are not received due to program limitations.


Student Financial Aid Satisfactory Academic Progress


Policy and Procedures

Federal and state regulations require Chicago State University to establish and implement a “Satisfactory Academic Progress (SAP) Policy” for students. Chicago State University’s SAP Policy measures whether eligible undergraduate/graduate students are progressing at a reasonable rate toward the completion of their educational objectives. Students must comply with this policy to maintain their continued financial aid eligibility. Copies of the current SAP policy are available for students in the Office of Student Financial Aid. The document is also available for review in both the undergraduate and graduate catalog, as well as on the Chicago State University website.

Mitigating Circumstances/Appeal Process

Students who fail to make satisfactory academic progress may petition for reinstatement of their eligibility to the Financial Aid Appeals Board. The student must document mitigating circumstances, such as injury, illness, family death or other emergencies. Students appealing for reinstatement of their financial aid eligibility will be required to seek assistance through academic support services offered by the university. Students whose appeals are denied will be required to sit out financial aid for one semester.

In that semester they must:

a) fulfill stipulations of a new contract and

b) attain a minimum semester G.P.A. as specified; and

c) successfully meet requirements of the quantitative measure.

Students who have fulfilled all of the above requirements can apply for probationary financial aid status. If granted, they must spend a semester on financial aid probation. To exit this probation, they must fulfill requirements specified under “Exiting Probation.” Students who are terminated from financial aid eligibility and subsequently reinstated are considered to be in probationary status.


NOTE: The Satisfactory Academic Progress Policy is subject to change without notice. The Office of Student Financial Aid will make every attempt to provide students with timely notice regarding their satisfactory academic progress status. However, it is every student’s responsibility to read the policy and monitor his/her own progress.

ISAC Monetary Award Program

ISAC does not award MAP for the summer semester.

Student Loans

The Federal Stafford Loan program limits, if combined, cannot exceed the established limits and cost of attendance. During the 2009-2010 year a student may be eligible to borrow a Federal Stafford Loan based on the following limits:
Fifth Year$5500.00$7000.00
Master's / Doctorate$8500.00$12000.00

You will only be eligible to borrow one loan for one academic year. For example: If you borrow $3,500 through a subsidized Stafford Loan as a freshman, you will not be allowed a subsequent loan until you advance to the sophomore level. To obtain a loan, a student must complete a CSU Federal Stafford Loan request form. This form may be downloaded from the financial aid website. Go to, click “Financial Aid” and then click “Apply for Loans.” Downloaded forms must be completed and submitted to the Office of Student Financial Aid, ADM 207.

June 11, 2010 is the last day that the Office of Student Financial Aid will accept loan applications for the Summer 2010 semester.

Financial Aid Refund/Repayment Policy

If a student who receives any federal and/or state student financial assistance completely withdraws prior to the end of an academic term in which s/he receives federal/state aid, federal regulations require CSU to prorate or reduce the award(s) received, according to the actual number of calendar days in which the student was enrolled. Funds to which the student was not entitled, due to the proration calculation, must be returned to the federal/state award program(s). If a student's charges exceed the prorated awards remaining on her/his account, a balance will be owed to the university. If a student receives a disbursement check prior to obtaining a complete withdrawal-or uses some of the awarded funds for a book voucher-based upon the proration, s/he will be required to repay a portion or all of such funds to the University and/or the award program(s). Before initiating a complete withdrawal, contact the Office of Student Financial Aid at 773-995-2304 for a complete explanation.

Timeline dates will be posted in the Office of Student Financial Aid for recipients of the basic state and federal financial aid programs. Timeline dates do not apply to recipients of other aid that may be based on academic performance, pursuit of a specific program/degree, etc., or aid from private sources.

Debt Management

Students who receive federal family education loans are required to complete Debt Management Loan Counseling prior to receiving a disbursement and an Exit Interview when they drop to less than halftime enrollment, completely withdraw or graduate from the institution. Students must complete both of these requirements online at the financial aid website. Go to, click “Financial Aid” and then “Loan Counseling.” Follow the instructions on the screen.


Federal Work-Study / Student State Aid Employment

Funding is not available for the summer semester.

Veterans Affairs Office

Students receiving veterans benefits are required to adhere to the University’s academic standing policies as outlined in the University’s catalog. A change in enrollment status that occurs after the veteran’s status has been certified must be immediately reported to the Veterans Affairs Office which is located in the Office of Student Financial Aid, ADM 207. Failure to report changes in enrollment status may result in overpayments. An unapproved change of program may cause termination of future benefits.


Financial Aid Web Site, Email and CSU X-press

All information provided in this student financial aid section is subject to change. Any such changes and/or modifications will be reflected on the Office of Student Financial Aid website. It is the responsibility of all students to stay informed about issues that may affect their financial aid eligibility by regularly monitoring email correspondence from the Office of Student Financial Aid and accessing the Office of Student Financial Aid Web site and CSU X-press.


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