Student Health Insurance
Office of Student Health Insurance
Cordell Reed Student Union Building, Room 268-O
Monday – Friday 9:00AM – 5:00PM
Mandatory Health Insurance Coverage
All registered undergraduate students taking 12 or more credit hours, graduate students taking 9 or more credit hours, pharmacy students taking 12 or more credit hours and doctoral students taking 6 or more credit hours are automatically enrolled into the mandatory sickness and injury insurance through the university each semester. All Full-time International students are required to purchase the insurance plan for the school year. Part-time students taking 6-11 credit hours are eligible to enroll in this plan.
The mandatory requirement applies to students who enroll full-time in all on-campus courses or a combination of off-campus (Extension) and on-campus courses. Note that students enrolled in all web/online courses are not charged for the insurance plan.
Students must complete and submit an online waiver or enrollment form each Fall and Spring semester in which they are enrolled full-time.
Waiving out of/Enrolling into the Plan each Semester
IF YOU HAVE INSURANCE: Students who are adequately insured have the option of waiving out of the mandatory health plan and having the charge removed from their tuition bills. Failure to submit an online waiver or enrollment form by the deadline will obligate students to pay the FT Student Insurance Premium coverage indicated on your tuition bill. If your waiver is denied, you may provide proof of coverage to the Office of Student Health Insurance for reconsideration.
IF YOU ARE NOT INSURED: Students who do not have insurance must purchase the mandatory insurance provided through the university.
WHAT COVERAGE IS ACCEPTABLE: Adequate insurance must be provided through an acceptable health insurance underwriter such as Aetna, Blue Cross/Blue Shield, United Healthcare, Cigna, to name a few, and must be at least comparable in coverage to the plan provided through CSU. You may review the plan offered by the university under “Find My School Plan” at http://www.uhcsr.com (hold down “Ctrl” key to click onto the link).
Clinic cards for Cook County Hospital, Board of Health, and State of Illinois Healthy Women’s Clinic are among some of the types of health coverage that are not acceptable. Health provisions must not be limited to specific facilities and must provide coverage anywhere in the United States.
IF YOU WANT TO PURCHASE INSURANCE: Students who wish to purchase the mandatory Student Injury and Sickness Insurance Plan provided through the university must complete and submit an online enrollment form to activate coverage as soon as possible. The period of coverage for Spring Semester 2014 regular 16-week session is January 13, 2014 through August 18, 2014. The period of coverage for Spring Semester 2014 12-week session is February 10, 2014 through May 16, 2014.
TO SETTLE DISPUTES: You will receive an email at your CSU email to confirm that your waiver or enrollment form was accepted or denied. Your confirmation email will be required for any waiver/enrollment disputes. PLEASE NOTE: CSU reserves the right to reverse waivers that were originally approved.
Notification to Go Online to Waive/Enroll
Before a student can go online to waive out of or enroll into the mandatory insurance plan, she/he must have been enrolled full-time for at least 24-48 hours. This window of time allows the Office of Student Health Insurance ample time to retrieve your registration status and upload it into the United Healthcare website.
As students’ names are uploaded into the insurance website, they will receive notification through their CSU email addresses letting them know that they are then able to log in to the website to complete a waiver/enrollment form.
To submit the required waiver or enrollment form, place cursor on the link below, hold down the “Ctrl” key then click to follow link.
The waiver/enrollment period for Spring Semester 2014 regular 16-week session is as follows:
Begins: November 18, 2013
Ends January 17, 2014 at Midnight
The waiver/enrollment period for Spring Semester 2014 special 12-week session is as follows:
Begins: January 13, 2014
Ends: February 14, 2014 at 5:00 PM
Insurance Plan Information
The plan provided through Chicago State University is underwritten by United Healthcare Insurance Company and is based on policy 2013- 2363-1 for Spring Semester 2014. The plan brochure provides details of coverage including costs, benefits, exclusions, any reductions or limitations and the terms under which coverage may remain in force. Copies of the brochure are available in the Office of Student Health Insurance or may be viewed and downloaded by clicking onto the following link http://www.uhcsr.com.
Part-Time Students Who Need Insurance
Part-time students who enroll in 6-11 credit hours of coursework will be allowed to enroll into the student health insurance plan provided through the university on a voluntary basis. However, you must contact the insurance provider directly, either online or by phone, to enroll. Click the following link to enroll voluntarily http://www.uhcsr.com.
Coverage for Dependents and Spouses
Eligible students who do enroll may also insure their Dependents. Eligible Dependents are the spouse or Domestic Partner and unmarried children under 19 years of age, or 26 years of age if a full-time student attending any accredited institution of higher learning and is not self supporting.
Students are NOT automatically charged for the insurance plan during the summer sessions. Those who have purchased the insurance plan for the spring semester get a bonus and are covered for the summer, as well. However, anyone who needs health insurance during the summer and enrolls in at least 6 credit hours for the summer may purchase the insurance. Contact the Office of Student Health Insurance for more information
If you have additional questions or concerns, contact the Office of Student Health Insurance,
Cordell Reed Student Union Building, Room 268-O, 773-995-4533.
Checklist of Reminders:
- The online waiver/enrollment period for Spring 2014 16-week semester ends at midnight on January 17,2013 .
- The waiver/enrollment period for Spring 2014 12-week semester ends at 5:00 PM on February 14, 2014.
- Failure to submit an online waiver or enrollment form by the deadline will obligate students to pay the FT student insurance coverage and accept coverage.
- You must complete and submit a waiver/enrollment form each Fall and Spring semester that you are enrolled full time.
- You must register into your classes at least 24-48 hours before you are able to go online to waive out of or enroll into the plan.
- To buy insurance, you must submit an enrollment form to activate coverage as soon as possible.
- If your waiver is denied, you may provide proof of coverage to the Office of Student Insurance for reconsideration.
- A confirmation email will be required for any waiver or enrollment dispute.
- All full-time international students are required to purchase this insurance plan for the school year.
- Part-time students taking 6-11 credit hours may participate in the plan on a voluntary basis.